Learn About Title Searches

A title search is an examination of public records to determine the ownership history of a piece of real estate and to identify any liens, encumbrances, or defects in the title.

The purpose of a title search is to ensure that the seller has the legal right to sell the property and that the buyer will receive clear title to the property. It is typically conducted by a title company, attorney, or other qualified professional.

During a title search, the examiner will review public records such as deeds, mortgages, and tax records to determine the ownership history of the property. They will also search for any liens, judgments, or other encumbrances on the property that could affect the buyer’s rights to the property.

If any issues are found during the title search, they must be resolved before the property can be sold. This may include paying off outstanding liens or judgments, correcting errors in the title, or obtaining legal documents to establish ownership.

Once the title search is complete and any issues have been resolved, the buyer can proceed with the purchase of the property with confidence that they will receive clear title to the property.